Effective date: September 15, 2026
These Terms & Conditions govern your use of this website and related educational, appointment, and communication services offered by Jean-Bart Associates LLC (“we,” “us,” or “our”). By using the website, you agree to these terms and our Privacy Policy.
Educational purpose
Content is for general educational and informational purposes only and is not tax, legal, accounting, or investment advice.
Insurance information
Insurance products are subject to carrier availability, state approval, agent licensing, eligibility, underwriting, policy terms, exclusions, charges, and premiums. A consultation or message is not an offer of coverage and does not guarantee approval or any policy outcome. Indexed Universal Life insurance is not a direct investment in a market index. Illustrations can include non-guaranteed elements, and policy loans or withdrawals may reduce values or cause a lapse.
Telephone and SMS terms
When you enter your mobile number in our SMS/Email chat widget and actively check the required, unchecked consent box, you consent to recurring informational and marketing calls and SMS messages from Jean-Bart Associates LLC at that number, including messages sent using automated technology. Consent is not a condition of purchase. Message frequency varies. Message and data rates may apply.
Reply STOP to opt out. You may receive one final opt-out confirmation. Reply HELP for help. Carriers are not liable for delayed or undelivered messages. You represent that you are the subscriber or customary user of the number and will notify us if it changes.
Consent practice: SMS consent is affirmative and separately captured through the chat widget. The checkbox is not pre-checked. This page does not itself create consent.
Appointments and acceptable use
Appointment times are subject to availability. You agree to provide accurate information and not misuse the website, interfere with its operation, attempt unauthorized access, or violate applicable law.
Intellectual property and third parties
Original website materials are owned by or licensed to us. Third-party services may have their own terms and privacy practices.
No warranties; limitation
To the extent permitted by law, the website and content are provided “as is.” We do not warrant uninterrupted operation or any particular result. We are not liable for indirect, incidental, special, consequential, or punitive damages where such limitations are permitted.
Changes and severability
We may update these terms by posting a revised version. If a provision is unenforceable, remaining provisions continue in effect.
Contact us
Jean-Bart Associates LLC
310 Furman Blvd, Keyport, NJ 07735
Email: [email protected]
Phone: +1 201-892-4727